Massachusetts Attorney Blog: Consumer Protection & Personal Injury Information

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Wrongful Bank Foreclosure

1/29/2010
Andrew J Garcia
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Wrongful Foreclosures and the "Trashing Out" of the American Dream

The term "trashing out" in the foreclosure world, refers to the process of entering a home that's been seized by a bank as part of the foreclosure process and then disposing of any of the contents that have been left behind by the home owners.  "Trash out" crews literally go into a seized home and haul away anything that is left in the house.

"Trashing out" is not a pretty sight , though, because it literally involves throwing people's possessions and personal property into a dumpster or the local landfill.  In a matter of hours, "trash out" crews can blast through a home and dispose of furniture, clothing, family photos, tools and children's games. 

In the trash out world, a family's possessions are measured in cubic yards, not memories.  Anything over 35 cubic yards of possessions to remove is considered a big job in the industry.

Imagine the injustice then when a home is wrongfully foreclosed on and seized by a bank that has no banking relationship with a homeowner and a "trash out" crew enters the home and disposes of all sorts of meaningful personal possesions.  In a larger sense, wrongful foreclosures are the "trashing out" of the American Dream.  

Banks are seizing American homes today at an alarming and unprecedented rate. Like a train running down the track, once a bank starts the foreclosure process it can be almost impossible to stop it. And, once a bank has "trashed out" a wrongfully seized home, there's no turning back. We want to hear stories from homeowners whose homes have been "trashed out" and from any former employees who worked on a "trash out" crew.



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