Overview of an Insurance Class Action Lawsuit (Part A)

What is an Insurance Class Action Lawsuit?

A class action lawsuit is a legal device by which individuals, like you or me, can protect ourselves against the unethical practices of big companies or employers. It gives us the ability to come together and fight injustice as a class. While one small voice may not be heard over a team of corporate lawyers, an infuriated group, whose rights have been violated, will make a significant amount of noise and draw attention to a company's wrongful acts.

An insurance class action lawsuit is a class action lawsuit brought against an insurer for unethical practices, such as miscalculating your rebate, reducing your settlement payment, or flat-out denying your claim.

A notorious practice by the health insurance sector is the retroactive cancellation of insurance policy. While these practices have legal standing and are sometimes done with cause, there are instances in which an insurance company has knowingly broken the law.

An insurance class action lawsuit can involve any type of insurance policy including:

Auto insurance
Homeowners' insurance
Health insurance
Disability insurance
Private mortgage insurance
Credit life insurance

If you believe that you have been the subject of an illegal insurance practice, and you believe that other consumers have been subject to the same violations, it would be in your best interest to consult with an experienced insurance class action attorney that specializes in insurance denial in Massachusetts. It is important that the lawyer has handled these types of cases and that they understand insurance fraud and illegal practices.

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