Are You a Victim of Illegal Debt Collection Methods? (Part B)

If you are a victim of illegal debt collection methods, you may file a private lawsuit in a state or federal court. If a creditor is proven to have violated the FDCPA, a consumer may claim damages of up to $1,000, plus reasonable attorney fees. But if a consumer loses their private lawsuit, it can be costly and regrettable. An alternative option, which in legal cases against major companies has various advantages, is to file a debt collection class action lawsuit.

What is a Debt Collection Class Action Lawsuit?

A debt collection class action lawsuit is a lawsuit which represents an entire class of people. The advantage of a Massachusetts class action lawsuit is that rather than fight a creditor as an individual consumer, you will be fighting them as a group of consumers who suffer from the same complaint. This means that if you have been the victim of illegal debt collection practices in Massachusetts and you suspect that other debtors have been wronged in the same manner by the same company, you may have the grounds for a Massachusetts class action suit.

The benefit to you is the presumption that there is strength in numbers. And in a class action lawsuit there are rarely any upfront charges or attorney fees. In fact, in many cases, your Massachusetts class action attorney will only get paid if they are able to win your case. Talk to your attorney about what fees may be associated with filing a debt collection class action lawsuit.

You can begin a debt collection class action lawsuit yourself and represent the plaintiffs in your case. Your Massachusetts class action attorney will be able to help you and the other plaintiffs to collect the applicable documents that are needed to build a strong case against the debt collection agency that is treating you unfairly.

The Massachusetts class action attorneys at Phillips & Garcia will fight for your rights in your illegal debt collection class action case. We are committed to protecting your best interests and helping you collect the damages you need and deserve to move on with your life. If you have been cheated or wronged by a debt collection agency, contact Phillips & Garcia today to schedule your FREE legal consultation - (877) 892-5620.