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SouthCoast Class Action Lawyers Protecting Your Consumer Rights

As consumers, you put your trust and hard earned dollars in the hands of corporations, banks, and insurance companies every time you do business. In return for that business, you are guaranteed protections under the law when those companies fail to live up to their end of the bargain.

While the voice of one wronged consumer can easily fall on deaf ears, consumer class action lawsuits are the people's voice, allowing individuals and families who have been taken advantage of the right to seek justice after they have been cheated, scammed  or mislead by the unfair or deceptive practices of a company or employer they trusted.

The experienced Massachusetts class action lawyers at Phillips & Garcia have over 10 years of experience defending the rights of consumers against corporate greed and helping those victims receive the financial justice they never would have been able to achieve on their own.

How Do Consumer Class Action Lawsuits Work?

Unlike other types of civil litigation, class action lawsuits can help the interests of everyone who has fallen victim to the unfair and deceptive business practices of a company who put profits before fairness to consumers and employees.

One of the general purposes of class action lawsuits is to give the common person the power to take on Big Corporations or private entities - who can afford the very best legal services - and ensure that those companies are held accountable for unfair business practices which deprived consumers and employees of hard earned money.

If you have been mislead or treated unfairly by a credit card company, mortgage lender, cable or phone company, an insurance company, your employer or a large retailer, you may have questions such as: 

• How do I file a lawsuit against a business or corporation?
• How do I know if my case can be brought as a class action case?
• What are the benefits of filing a class action lawsuit?
• Do I have to pay the class action attorneys' legal fees and expenses?
• Can I file a class action lawsuit with a local Massachusetts attorney?

The class action attorneys at Phillips & Garcia know how to combat large corporations and can answer these questions and more.

Get your questions answered about: 

• Credit Card Scams, Rate Hikes, and Fees
• Insurance Company Denials and Claim Reductions
• Forced Placed Insurance
• Insurance Company Policy Cancelations
• Abusive Debt Collectors
• Wrongful Internet Transaction Scams
• Phone and Cable Termination and Reinstatement Fees
• Wage and Hour Cases and Employee Misclassification Cases
• Illegal Bank Loans and Fees
• Privacy Class Actions
• Disclosure of Private Financial or Medical Information

Get the Justice & Compensation You Deserve

Our firm is devoted to helping you and other victims of unfair corporations seek the justice and financial compensation you deserve. We are dedicated to handling your case with the compassion, professionalism, and legal expertise necessary to protect your rights as a consumer.

If you have been scammed, ripped off, mislead or wronged  by a company or employer you trusted, remember that you have the right to hold that company accountable for the money it has deprived innocent consumers and employees. Phillips & Garcia are committed to giving you a voice!

Contact the law firm of Phillips & Garcia today to schedule a FREE legal consultation - (508) 998-0800.

To learn more about class action lawsuits in Massachusetts, request a FREE copy of our book Do I Have A Massachusetts Class Action Case? The Ultimate Hands-On Guide to Wage and Hour and Consumer Class Action Cases in Massachusetts.

A Sample of Class Action Settlements Where Phillips & Garcia
Was Either Lead Counsel and/or Co-Counsel with Other Law Firms 

• $100 Million class action settlement against Providian Financial Corp. for packing their customers' statements with various fictitious and unauthorized credit card charges.
• $100 Million class action settlement against General Electric Capital Corp. for collecting credit card debts discharged in bankruptcy.
• $30 Million combined class action settlements against Florida automobile insurers for reducing PIP medical expense claims based on the application of PPO discounts.
• $13 Million (approx. value) class action settlement against TOUSA, C. A. (a real estate developer who rescinded on approximately 90 property sales in Naples, FL including the New Bedford class representative's property) for breach of the form P&S and unfair and deceptive acts and practices.
• $10 Million class action settlement value against Webloyalty.Com, Inc. for charging consumers memberships in a discount club as part of online transactions with certain online retailers.
• $6 Million class action settlement against Mulligan, as CJAM, DCAM and Bristol County Commissioners (estimated $6M in benefits for physical modifications and administrative changes to 6 Bristol County courthouses and 3 registries of deeds to bring them in compliance with the ADA).
• $500,000 class action settlement against First USA Bank for mailing credit cards to consumers who had not requested them.
• $410,000 class action settlement against PCS, Inc. and Banker=s Life Insurance Company for charging illegal health insurance co-payments due to the wrongful designation of the generic breast cancer drug, Tamoxifen, as a brand-name drug.

Blog for Consumer Class Action Lawsuits

• Do I Have a Winnable Insurance Class Action Lawsuit?
• State Farm Faces Insurance Class Action Lawsuit
• Do I Have a Valid Debt Collection Class Action Claim?
• NY Debt Collectors Face Debt Collection Class Action Lawsuit
• Homeowners Blindsided by Wrongful Bank Foreclosures
• Toyota's Recall Fix: Is It A Failure?
• Massachusetts Insurance Claim Denials and Jenny’s Law
• There Are Ways to Fight Back After Receiving Insurance Claim Denials
• My Creditor is Using Illegal Debt Collection Methods
• Should I File a Debt Collection Class Action Lawsuit?
• Toyota Offers Additional Services to Owners Affected by Recall
• Credit Card Privacy Notices & Your Personal Financial Information
• Massachusetts Credit Card Privacy & Privacy Notices
• Massachusetts Bad Faith Insurance Lawsuits & Complaint Forms
• Example of a Massachusetts Bad Faith Insurance Lawsuit
• Gathering the Necessary Paperwork for a Class Action Case
• Why Should You Meet With A Class Action Attorney?
• What are the Different Types of Class Actions Lawsuits?
• Should I File a Class Action Lawsuit?
• Read Your Credit Card Disclosures Carefully
• Credit Card Act of 2009 Changes Rules for Credit Card Disclosures
• What is a Class Action Incentive Award?
• Don’t Be Bullied By Your Credit Card Company
• A Credit Card Opt-Out May Be Your Best Option
• Don’t Stand for Illegal Credit Card Charges
• Rhode Island Lawyer Seeks Credit Card Class Action Lawsuit
• What Do I Do If My Credit Card Company is Overcharging Me?
• What To Do In a Sudden Acceleration - Five Steps That Could Save Your Life
• Preparing to Meet With a Class Action Attorney for the First Time
• Finding a Qualified Massachusetts Class Action Attorney
• Class Action Against American Airlines Expands Beyond Boston
• Staples Settles Overtime Wage Class Action Lawsuits for $42 Million.

Library for Consumer Class Action Lawsuits:

• Overview of an Insurance Class Action Lawsuit (Part A)   
  Description: There are several ways in which big insurers may deny you the money you deserve. They may reduce your payment, miscalculate your rebate, or flat-out deny your claim. If you have been treated unfairly, you may have a case for an insurance class action lawsuit. Call Phillips & Garcia for a consultation - (877) 892-5620.
• Overview of an Insurance Class Action Lawsuit (Part B)   
  Description: A strong insurance class action lawsuit is a case in which numerous consumers have been harmed materially or financially by an insurance company’s practice or policy. If you feel you have a case, you should gather all relevant documents and contact Phillips & Garcia today - (877) 892-5620.
• Are You a Victim of Illegal Debt Collection Methods? (Part A)   
  Description: There are laws to protect consumers against illegal debt collection methods. If a creditor violates your rights, a debt collection class action lawsuit may be your way of fighting back. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
• Are You a Victim of Illegal Debt Collection Methods? (Part B)   
  Description: A victim of illegal debt collection methods may file a private lawsuit. Another option, which has various advantages, is to file a debt collection class action lawsuit. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
• What To Do in the Case of Unethical or Illegal Insurance Claim Denials (Part A   
  Description: While most insurance companies act in good faith, some may behave unethically, or illegally, to maintain a profit. If you are a policy holder who has received an insurance claim denial, you should contact Phillips & Garcia for a consultation - (877) 892-5620.
• What To Do in the Case of Unethical or Illegal Insurance Claim Denials (Part B)   
  Description: If the appeal of your insurance claim denial is unsuccessful, your next option may be to hire a class action attorney. An attorney will investigate your claim, and if your case meets certain requirements, they may file an insurance class action lawsuit. Call Phillips & Garcia today for a consultation - (877) 892-5620.
• How to Handle Illegal Debt Collection Practices (Part A)   
  Description: Creditors and collection agencies are generally impatient, and they may resort to illegal debt collection practices. There are procedures which qualify as illegal debt collection methods under U.S. law. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
• How to Handle Illegal Debt Collection Practices (Part B)   
  Description: The Fair Debt Collection Practices Act (FDCPA) gives credit consumers various legal protections. If a creditor uses illegal debt collection practices, you are entitled to defend yourself through litigation. Contact a Massachusetts class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a debt collection class action lawsuit.
• Massachusetts Credit Card Privacy Laws and You (Part A)   
  Description: If you think that your credit card company has illegally shared your personal financial information, contact a class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a Massachusetts class action lawsuit.
• Massachusetts Credit Card Privacy Laws and You (Part B)   
  Description: When your privacy protection rights have been violated, contact a class action attorney at Phillips & Garcia, P.C. 877-892-5620 to file a Massachusetts class action lawsuit.

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